FINC 331-WEEK 3: Time Value Of Money

– Please use APA (7th edition) formatting

– All questions and each part of the question should be answered in detail (Go into depth)

– Response to questions must demonstrate understanding and application of concepts covered in class,

– Use in-text citations and at LEAST 2 resources per discussion from the school materials that I provided to support all answers. Include at least 2 references and include in-text citations.

– Responses MUST be organized (Should be logical and easy to follow)

Go to TeachMeFinance.com – read topics:

a. The Time Value of Money, Time Value of Money – Future Value and Present Value – How to calculate it ( http://teachmefinance.com/timevalueofmoney.html)

b. Annuities, Teachmefinance.com/annuities ( http://teachmefinance.com/annuities.html)

c. Perpetuities, teachmefinance.com/ perpetuity ( http://teachmefinance.com/perpetuities.html)

d. Future value of an uneven cashflow ( http://teachmefinance.com/futurevalueofanunevencashflow.html)

Discussion 1 – Time Value of Money

Read three articles in the links below about affinity credit cards and schools. After reading this,

· Do you think universities should enter into agreements to offer affinity credit cards to students? Why or why not? Discuss the ethics of these offerings.

Credit Cards and Campuses: https://www.insidehighered.com/news/2010/02/19/credit-cards-and-campuses

The Dirty Secret of Campus Credit Cards: The Dirty Secret of Campus Credit Cards

Read the article: Warren Buffet on Credit Card Debt https://www.cnbc.com/2020/05/13/warren-buffett-cautions-against-carrying-a-credit-card-balance.html

Also, find websites that calculate or explain NPV or any other Financial Concepts we have learned about. What have you found?

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