Polybius token is a token that was offered during an Initial Coin Offering for Polybius Bank. The token was meant to raise funds for kick-starting Polybius Bank. The founders of this bank envision that in the future people will need to store their digital assets in a secure digital bank. Polybius bank seeks to combine technologies such as intent of things, digital pass and big data and blockchain technology to create a secure platform where individuals can store their digital assets.  Other technologies that will be incorporated by the back are Open APIs, smart contracts, biometrics, SSL, and Decentralised ledgers.  The envisioned Polybius financial services will include international systems to serve the transaction needs of international customers.  The token was issued by Polybius Foundation which is incorporated in Estonia. During the ICO a maximum of 20 million tokens were issued. However only 3,969,565 PLBT were taken. 5% of the tokens went to the founders, 2% were for bounties while the rest were issued to the public.  The token grants the owners right to receive 20% of the profits made by the company. The dividends will be issued through the ethereum smart contracts. The project’s founder is Ivan Turygin the owner and of the Hashcoins which is a website that is dedicated to cloud mining. The company allows people to purchase mining equipment through cloud mining arrangement where investor purchases the mining equipment and they mine the crypto from the cloud on behalf of the customer. The major investor in the Polybius bank token project is Oleg Tinkov and Russian billionaire with a net worth of $1.2 billion according to Fortune magazine. Oleg Tinkov has interests in the banking and technology industries. His investments in the Polybius foundation and Polybious token shows that future for banking is in digital banking that is secured by block chain technology. Therefore there is lot of enthusiasm and interest in Polybius Bank as the first digital bank that has been created for the crypto currency era.